Joe Rogan Talks to Marc Lowell Andreessen - The Obama and Biden Administrations Secret Unlawful Debanking and Civil Forfeiture of People and Companies.
Marc Lowell Andreessen (born July 9, 1971) is an American businessman and former software engineer. He is the co-author of Mosaic, the first widely used web browser with a graphical user interface; co-founder of Netscape; and co-founder and general partner of Silicon Valley venture capital firm Andreessen Horowitz. He co-founded and later sold the software company Opsware to Hewlett-Packard; he also co-founded Ning, a company that provides a platform for social networking websites. He is an inductee in the World Wide Web Hall of Fame. Andreessen's net worth is estimated at $1.7 billion.
For decades, Andreessen has supported Democrats, including Bill Clinton, Al Gore, John Kerry, Barack Obama, and Hillary Clinton. However, a troubling spring meeting with Biden administration officials caused major concerns.
During the meeting, officials explained their plan to control AI through government regulatory capture—a strategy reminiscent of Communist policies in China, and we know Biden and Obama were bought and blackmailed by the Chinese to destroy the USA!.
"We had meetings [Biden officials] this spring that were the most alarming meetings I've ever been in. Where they were taking us through their plans, and it was - basically just full government - full government control - like this sort of thing, there will be a small number of large companies that will be completely regulated and controlled by the government, they told us. They said don't even start startups - there's just no way that they can succeed - there's no way that we're going to permit that to happen."
They’ve uncovered a new way to destroy companies:
30 tech founders were secretly debanked.
No warning. No explanation. No appeals.
Pure, silent government power.
Marc Andreessen dives into secret debanking of tech founders, AI control plans, and remote workers gaming the system. Nothing was off limits, from food policy to Silicon Valley's civil war. Let me save you 3 hours:
Debanking started with Legal Marijuana shops, escort services and Gun shops with Obama then went on to crypto founders and political enemies with Biden.
Like with the communist Chinse Social Credit Score - if you say something against the government, then you get debanked, you can't travel, you can't use your credit cards, you can't buy food.
They say this will happen with CBDC's Central Bank Digital Currencies, but it's already happening…
The abuse of power within unaccountable (and arguably unconstitutional) federal agencies has become so extreme
TRANSCRIPT
So look, this goes back to what we were talking about before.
It is time to carve this government back in size and scope.
It's time to take the overall – you can talk about distribution of taxes,
but it's time to take the overall tax load down.
It's time to take the spending down.
It's time to get the government out of the position of deciding who gets money.
It's time to unleash economic growth.
Elon explained that there's more agencies than there have been years of the United States.
Correct.
Yeah, 450 federal agencies and two new ones a year.
And then my favorite twist is we have this thing called independent federal agencies.
So, for example, we have this thing called the Consumer Finance Protection Bureau, CFPB, which is sort of Elizabeth Warren's personal agency that she gets to control.
And it's an independent agency that just gets to run and do whatever it wants.
And if you read the Constitution, there is no such thing as an independent agency.
And yet there it is.
What does her agency do?
Whatever she wants.
What does it do, though?
Basically terrorize financial institutions, prevent new competition, new startups that want to compete with the big banks.
Really?
Oh, yeah.
How so?
Just terrorizing anybody who tries to do anything new in financial services.
Can you give me an example?
You know, debanking.
This is where a lot of the debanking comes from is these agencies.
So debanking is when you as either a person or your company are literally kicked out of the banking system.
Like they did to Kanye.
Exactly.
Like they did to Kanye.
My partner Ben's father has been debanked.
Really?
We had an employee.
For what?
For having the wrong politics.
For saying unacceptable things.
Under current banking regulations, okay, here's a great thing.
Under current banking regulations, after all the reforms of the last 20 years, there's now a category called a politically exposed person,
PEP.
And if you are a PEP, you are required by financial regulators to kick them out of your bank.
You're not allowed to have them.
What if you're politically on the left?
That's fine.
Because they're not politically exposed.
So no one on the left gets debanked?
I have not heard of a single instance of anyone on the left getting debanked.
Can you tell me what the person that you know did, what they said that got them debanked?
David Horowitz is a right wing.
He's pro-Trump.
He's said all kinds of things.
He's been very anti-Islamic terrorism.
He's been very worried about immigration, all these things.
And they debanked him for that?
Yeah, they debanked him.
So you get kicked out of your bank account.
You can't do credit card transactions.
How is that legal?
Well, exactly.
So this is the thing.
And so and then you go to this thing of like, well, there's no this is where the government and the companies get intertwined.
Back to your fascism point, which is there's no there's a constitutional amendment that says the government can't restrict your speech, but there's no constitutional amendment that says the government can't debank you.
Right.
And so if they can't do the one thing, they do the other thing.
And then they don't have to debank you.
They just have to put pressure on the private company banks to do it.
And then the private company banks do it because they're expected to.
But the government gets to say, we didn't do it.
It was the private company that did it.
And of course, JP Morgan can decide who they want to have as customers.
Of course.
Right.
Is their private company.
And so it's this it's this sleight of hand that happens.
So it's basically it's a privatized sanctions regime that lets bureaucrats do to
American citizens the same thing that we do to Iran.
Just kick you out of the financial system.
And so this has been happening to all the crypto entrepreneurs in the last four years.
This has been happening to a lot of the fintech entrepreneurs, anybody trying to start any kind of new banking service because they're trying to protect the big banks.
And then this has been happening, by the way, also in legal fields of economic activity that they don't like.
And so a lot of this started about 15 years ago with this thing called Operation Truck Point, where they decided to, as marijuana started to become legal, as prostitution started to become legal, and then guns, which there's always a fight about.
Under the Obama administration, they started to debank legal marijuana businesses, escort businesses, and then gun shops, just like your gun manufacturers, and just like you're done, you're out of the banking system.
And so if you're running a medical marijuana dispensary in 2012, guess what?
You're doing your business all in cash because you literally can't get a bank account.
You can't get a visa terminal.
You can't process transactions.
You can't do payroll.
You can't do direct deposit.
You can't get insurance.
You've been sanctioned.
None of that stuff is available.
And then this administration extended that concept to apply it to tech founders, crypto founders, and then just generally political opponents.
Yeah, so that's been like super pernicious.
I wasn't aware of that.
Oh, 100%.
So it was Operation Choke Point 1.0 was 15 years ago against the pot and the guns.
Choke Point 2.0 is primarily against their political enemies and then to their disfavored tech startups.
And it's hit the tech world hard.
We've had like 30 founders debanked in the last four years.
Yeah, yeah, yeah.
It's been a big recurring pattern.
30.
This is one of the reasons why we ended up supporting Trump.
We just can't live in this world.
We can't live in a world where somebody starts a company that's a completely legal thing, and then they literally get sanctioned and embargoed by the United States government through a completely unaccountable ...
By the way,
no due process.
None of this is written down.
There's no rules.
There's no court.
There's no decision process there's no appeal who do you appeal to right like who do you go to to get your bank account back right you know and then you know and then there's this and then there's also the civil asset forfeiture side of it which is right the other side and that doesn't happen to us but that happens to people in a lot of places now who get arrested and all of a sudden you know the state takes their money yes that happens to people if they get pulled over and they have a large amount of cash in some states their money yes that happens to people if they get pulled over and they have a large amount of cash in some states
Right.
Or,
you know,
there'll be there been,
you know,
well-publicized examples of like,
you know,
there was like,
you know,
there'll be some investigation into like,
you know,
safe deposit boxes.
And the next thing you know,
the Feds have seized all the contents of the state deposit,
safe deposit boxes,
and that stuff never gets returned.
And so it's this,
and this is when,
you know,
this is when Trump says the deep state,
you know,
like the way we would describe it is it's administrative power.
It's political power being administered, not through legislation,
So there's no defined law that covers this.
It's not through regulation.
There's nothing you can't go sue a regulator to fix this.
It's not through any kind of court judgment.
It's just raw power.
It's just raw administrative power.
It's the government or politicians just deciding that things are going to be a certain way and then they just apply pressure until they get it.
So what happens to those 30 tech people that you know?
To go into a different field, like try to do something different and try to get, you know.
Complete upending of your life.
Yeah, complete upending of your life.
And try to, yeah, try to change your life.
Try to get out of the, try to get away from the eye of Sauron.
Try to get out of whatever zone got you into this.
and keep applying for new bank accounts at different banks and hope that at some point a bank will say,
you know,
okay,
you know,
it's okay.
We've checked and it's now all right.
Whoa.
But there's no.
So what do they do with their money?
Like what happens?
I mean, you go to cash.
I mean.
You go to cash?
You can't have a, yeah.
So where do you put it?
Under your mattress.
Under your mattress.
Yes, exactly.
Yeah, exactly.
That is so insane.
So if someone has $30 million in the bank and they get debanked.
Diamonds, art, you know, do you, I don't know, go overseas somewhere.
Holy shit.
Yeah, yeah, yeah.
It just happens.
And again, it's really, really important.
There's no fingerprints.
Like there's no...
Right.
There's no person who – There's no stick above the strings.
Yeah, exactly.
Right.
It just happened.
And we can trace it back because we understand exactly – we know the politicians involved and we know how the agencies work and we know how the pressure is applied and we know that the banks get phone calls and so forth.
And so we can loosely – like we understand the flow of power as it happens.
But when you're on the receiving end of this, your specific instance of it, like you can't trace it back and there's nothing you can do about it.
So what are the instances?
Like what is the company?
What are they trying to do?
And how do they run afoul?
Well, all the crypto startups in the last basically four years.
So remember the crypto thing got like really,
you know,
sort of everybody got excited and like NFTs and like all that stuff.
And then it just like stopped.
And the reason it stopped is because basically every crypto founder, every crypto startup, they either got debanked personally and forced out of the industry, or their company got debanked and so it couldn't keep operating, or they got prosecuted, charged, or they got threatened with being charged.
This is a fun twist.
This is a fun little twist.
So the SEC sort of has been trying to kill the crypto industry under Biden.
And this has been a big issue for us because we're the biggest crypto startup investor.
The SEC,
they can investigate you,
they can subpoena you,
they can prosecute you,
they can do all these things.
But they don't have to do any of those things to really damage you.
All they have to do is they issue what's called a Wells Notice.
And the Wells Notice is a notification that you may be charged at some point in the future.
You're like on notice that you might be doing something wrong and they might be coming after you at some point in the future.
Oh my God.
Terrifying.
That's the eye.
The eye of Sauron is on you.
Now, trying to be a company with a Wells Notice doing business with anybody else.
Oh, my God.
Right.
Try to work with a big company, try to get access to a bank, try to do anything.
So that's when they support DEI initiatives and they – yeah.
Well, then the SEC under Biden became – the SEC under Biden became a direct application of – exactly.
So DEI, they started – they did a lot with that and then all the ESG stuff.
And ESG is a very malleable concept and they piled all kinds of new requirements into that.
So through this process, the SEC could basically just simply dictate what companies do.
With no accountability at all.
Like there's no,
you know,
there's no over,
there's no over,
there are hearings where they get yelled at,
but like nothing changed.
Nothing ever happened in a hearing that ever changed anything.
It was just the raw application of power.
Right.
And so this is your friends.
This has happened to.
Oh yeah, for sure.
Yeah.
And we had, like I said, we had an employee who got debanked because he had crypto in his job title.
He was doing crypto policy for us and his bank.
That's it?
Because they did a screen across – it's what they told us is they did a screen across their customer base.
Just anyone with crypto.
Because anybody with crypto became a politically exposed person.
Wow.
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